In a recent decision from the National Labor Relations Board, severance agreements – in both unionized and non-union workplaces – were once again declared unlawful. This ruling was based on an agreement offered to furloughed employees that included stipulations preventing them from disparaging the employer or revealing details about said agreement.
Buy now, pay later (BNPL) allows consumers to make purchases online over a series of installments. Innovated in Australia, this method of payment blew up during the pandemic, during which time consumers shifted almost primarily to online shopping. But what is BNPL, exactly? BNPL is a form of credit that allows a consumer to split a retail transaction into smaller, interest free installments and repay over time. Simply put, BNPL is a type of installment loan.
The global marketplace has opened up a variety of new opportunities for businesses, investors and merchants. With the advent of omni-channel e-commerce, the ability to do business with customers around the world is now within reach. However, it’s important to understand the legal implications of doing business internationally and how to navigate them safely. Let’s take a look at some key considerations when navigating the global legal environment when engaging in omni-channel e-commerce.
In 2013, the Consumer Financial Protection Bureau discovered that the six largest U.S credit card issuers had either never reported their customers’ actual monthly payments to any of the major credit bureaus, or they had abruptly stopped doing so altogether.
Efficiency and profitability were the key objectives for digital transformation before the pandemic, but with it came a shift in focus. Business continuity and resiliency are now top priorities as organizations consider their future trajectory. An astonishing 75% of executives believe that embracing digital transformation is essential to achieving success. This drastic shift has never been more apparent!
The financial services industry has seen a drastic shift in traditional payments systems thanks to the emergence of FinTechs. Taking advantage of their technical acumen and customer-centric approaches, Paytechs have become an increasingly relevant presence within the payment space – ranging from payment facilitators and PSPs to networks creating new propositions and tech providers.
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